The Central Credit Register – CRR (former Banking Risk Register) represents a specialised structure for collecting, storing and centralising the information on the exposure of each declarant person from Romania before the debtors who benefitted from loans and/or commitments whose cumulated level exceeds the reporting limit (20,000 lei), as well as information on card frauds committed by card holders.

Declarant persons are credit institutions, non-bank financial institutions registered with the special Register, payment institutions that have as significant business lending or the institutions issuers of electronic cash that have a significant level of lending business. The users of the information existing in the data base of CRR are declarant persons and the National Bank of Romania. The exchange of credit risk information is made electronically, via the Interbank Communication Network.