Set up in 1997 inside the National Bank of Romania, the Payments Incidents Register is an intermediation centre managing information specific to incidents with payments instruments (cheques, promissory notes, bills of exchange), both from the bank’s point of view (overdraft, not honouring the obligations undertaken via these instruments ) and from the social point of view (lost / stolen / damaged).

The information to Payments Incidents Register is conveyed by computer system through the Interbank Communication Network, which links the head office of the National Bank of Romania to the head offices of all banks.